Wednesday, 29 May 2019
Why the Nashville area is such a great place to retire Part 2
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As we discussed in Part 1, there are great financial benefits to Nashville but there is also No Shortage of Things to Do in Nashville...

If you’re looking for fun and opportunities to socialize in your retirement, Nashville is a great place for you. The city boasts recreational activities geared specifically for seniors, including attractions that often offer senior discounts. The Greater Nashville Area Agency on Aging, for example, provides funding for 17 different senior centers in the greater metropolitan area. Senior centers can serve as steady a place for you to go for ongoing recreational and social activities, including exercise, creative art and cooking classes. Senior centers are a great place to explore a new hobby and meet new friends.

These centers also typically offer educational opportunities for seniors in several different relevant subject areas, such as: -  Health maintenance, Chronic disease management, Nutrition, Medicare, Tax preparation assistance, Computer classes, Support groups, etc...

Healthcare is Accessible and Reliable in Nashville

Seniors need to keep access to quality healthcare in mind when choosing where they'd like to retire - especially if they have chronic diseases or other ailments that require ongoing management. There are many options for hospitals and healthcare facilities in Nashville. The city’s three largest providers – Vanderbilt University Medical Center, HCA TriStar and St. Thomas Health – have been recognized nationally for their high level of patient care and safety.

Medical care in Nashville is not only accessible - it also affordable. According to data collected by the Kaiser Foundation, Tennessee residents spend about $6,411 per capita on health care, below the national average of $6,815. Inpatient hospital care is about $1,462 a day versus the national average of $1,910.

There Are Many Different Senior Living Options in Nashville

Relaxing and having a good time are top of mind concerns for many seniors, and rightfully so, but it’s important to remember your housing and living needs will likely change as you continue to age. You may require different living arrangements to accommodate for changing health and mobility needs.

Many senior living options in Nashville are built with universal design principles in mind, meaning they are designed with the changing needs of seniors in mind. Examples of amenities found in these homes include no step entryways, one story floor plans, wider doorways, open floor plans with extra floor space, and bathrooms that are senior-friendly.

If you want as much independence as possible without having to deal with the headaches of home maintenance, an active adult living community could be the right option for you. These “55-plus” communities offer many amenities - such as pools, fitness centers and transportation options. Living in one of these communities typically requires payment of extra fees, so be sure to discuss these fees with your real estate agent prior to having your heart set on any given community.

In addition to active adult communities, there are many top-rated senior living communities in Nashville and 25 more in the surrounding area. Assisted living facilities are a great option for seniors who need help with activities of daily living - which can include bathing, dressing, managing medications and keeping up with general housework.

For any additional information, please contact myself or Barbara Thompson Senior Care Advocate. It always a good idea to start with visiting their website www.seniorhomes.com an organization dedicated to supporting senior citizens and their families. Our mission is to raise awareness about the available care options and resources that can help seniors stay connected with their community.

......" You've Got A Friend in Real Estate"

Jarod Tanksley 615.403.8265

www.Brentwoodandbeyond.com (more featured listing and helpful blogs)

Brentview Realty 615.373.2814

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Posted on 05/29/2019 9:59 AM by Jarod Tanksley
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Thursday, 23 May 2019
Why Nashville is a great place to retire Part #1
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Top Reasons Why Seniors Should Retire in Nashville

If you're thinking of retiring soon, the first thing you should do is congratulate yourself on reaching this important and exciting life milestone. You now have an opportunity to let your relaxation be your top priority, and after a lifetime of work, that’s something to take pride in. Once you’re done reveling in the glory of forthcoming retirement, it is time to get serious about choosing where you will live out your golden years. Nashville, Tennessee is a city that definitely needs to be on your list – if it isn’t already.

Known as the “Music City,” Nashville is famous for country music, culture and a lively vibe. What some may not realize, however, is that Nashville is also a great place for retirees. The city itself is surrounded by quiet suburbs lined with homes that have a small town feel. The climate is great as well – Nashville is warm virtually year round, with an annual average high of 70 degrees and an annual low of just 49 degrees.

Nashville is Tax-Friendly for Retirees

According to financial services company WalletHub’s 2018 tax burden rankings Tennessee is ranked 48th out of the 50 states for tax burden. By extension, Nashville, is also one of the most tax-friendly places to live for seniors.

Tennessee is just one of a few states that does not have an income tax, which means more of what you earn can stay in your pocket. Public and private pensions are also not taxed. Additionally, seniors who reside in Nashville can apply for property tax relief if they have an annual income of less than $41,780 per year. This tax break freezes your property tax rate at whatever the rate it at the time of purchase. Currently, the Davidson County property tax rate is $3.155 per $100 of assessed value in the Urban Services District, and $2.755 per $100 in the General Services District. Some of the surroundIng counties are even lower, I can help you determine which areas best fits your individual needs.

For any additional information, please contact myself or Barbara Thompson Senior Care Advocate. It always a good idea to start with visiting their website www.seniorhomes.com an organization dedicated to supporting senior citizens and their families. Our mission is to raise awareness about the available care options and resources that can help seniors stay connected with their community.

...."You've Got a Friend in Real Estate"

 

Jarod Tanksley 615.403.8265

www.Brentwoodandbeyond.com (more featured listing and helpful blogs)

Brentview Realty 615.373.2814

 

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Posted on 05/23/2019 8:42 AM by Jarod Tanksley
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Wednesday, 15 May 2019
Getting prepared for the market
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If your thinking about buying a new home, spring is a great time to do it. School will be letting out soon and you want to get settled before the next school year starts again in the fall. When Selling, you want to make sure you make an excellent first impression as potential buyers begin their quest for the perfect home. There are many factors in the selling process that you can't control, but there is a lot that you can control so let's focus on them.

I've shown a lot of houses in my 20 years as a Realtor and I've seen a lot, but I have also observed  my clients reactions as they have encountered common turnoffs. Every client is a little different but most share the same dislikes that have ultimately led to them passing over some of the homes on their list. 

1. Odors. This might surprise some of you, but strong odors are probably the #1 turnoff that buyers complain of when they visit a home. Try and neutralize the air as much as possible. If you go for deodorizer sprays, plug-ins, or diffusers, choose soft scents and not overpowering ones. Trying too hard to create a clean smell can backfire. One way to freshen up your home is to paint your entry way inside and out. 

2. Clutter. I cannot say this enough: Clutter is distracting. It keeps people from seeing the true value of your home. Start packing befoer you list your home. Back up all the knick'knacks, books, some of pictures... anything that takes away from the Buyers ability to see themselves in the house.

3. Crammed Closets. Speaking of clutter, cramming it in closets is a bad idea. It's much better to box up and store the clutter than it is to shove it in a closet. Make sure people are able to see the full potential of your closet space.

4. Overgrown Yard. If buyers pull into the driveway for the first time and see an overgrown or completely bare yard, they sometimes have the urge to keep driving. Keep the yard mowed and trimmed at all times. Don't feel like you have to spend a fortune on flowers and plants. Simply adding a splash of color to the front walkway and porch goes a long way.

5. Neutralize You might also be surprised how many times clients want to walk away from a home simply because of non-neutral paint colors or other cosmetic reasons, but it's really difficult for some people to get past those things. Unfortunately,  HGTV is not real, but it has spoiled a lot of people, do what you can to create more of a blank slate for buyers and your home will sell much more quickly..

I would be happy to step in and help you see the things that might be needed to be addressed in your home before you list it, I will help you get it ready so we can get it sold quickly! Call me today and let's get started....

...."You've Got a Friend in Real Estate"

 

Jarod Tanksley 615.403.8265

www.BrentwoodandBeyond.com (more Blogs and featured listings)

Brentview Realty 615.373.2814

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Posted on 05/15/2019 10:52 AM by Jarod Tanksley
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Thursday, 2 May 2019
When is it worth it to file a claim?
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Homeowners are always asking "When should I file a claim" or "Should I file a claim"

Do you ever feel confused by the finer points of homeowners insurance (or any other insurance-related topic)? You’re not alone. Homeowners are always asking me should I file a claim?

Aftere talking with Jennifer Bourne at Martin & Zerfoss she has given me some great advise to pass along to my friends and clients.

The most familiar terms also tend to be the most commonly misunderstood. If you want to make the most of your policy and avoid surprises down the road, it might be time to test your knowledge with a quick quiz.

True or False? 

Can you answer the following questions with confidence? Let’s see how much you know about your coverage.

A premium is a one-time fee you pay to instate coverage. 

False. Premiums can be paid on an ongoing monthly or yearly basis and are priced based on the type and amount of coverage you choose. 

A deductible is the amount you will need to pay out of pocket before your coverage will kick in. 

True. Double-check the amount of your deductible so you’ll be prepared if you ever need to make a significant claim.

A claim is submitted to your insurance company when you’re requesting money to reimburse you for damages covered by your policy.

True. Have questions about how and when to submit a claim? Reach out anytime.

“Actual cash value” only takes into account the current market value of your home.

False. This term also refers to the amount needed to replace your possessions (minus wear and tear since you bought them). Note that actual cash value policies and replacement cost insurance offer different benefits -- check in if you’d like to learn more. 

Very few people really need “floater” policies.

False. Floater insurance can be added to your current policy to protect valuable items that can be transported. Typical examples include sporting equipment, musical instruments, jewelry and cameras. 

How did you do? If you still have questions, please contact Jennifer Bourne at Martin Zerfoss Inc. 

615.297.8500 (o) 615.260.4741 (m) jbourne@martinzerfoss.com

 

..... "You've Got a Friend in Real Estate"

 

Jarod Tanksley 615.403.8265

www.BrentwoodandBeyond.com  (more Blogs & featured Homes)

Brentview Realty 615.373.2814

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Posted on 05/02/2019 7:10 AM by Jarod Tanksley
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