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Should I Buy a Home...?

Are you wanting to move up in size to accommodate your growing family or maybe downsize?​  You may be tired of paying high rents and are looking as a first time home buyer?

Knowing your needs are ​and what your five year plan is will determine whether you should purchase a home at this time.  For instance, are you planning to live in the same city for the next five years?   Using five years for an​example is a strategy  for buying your first home or moving up in home size.  Experts tell us it takes a few years to break even because during that time you are paying mostly interest.  

Buying a home comes with other costs too.  Transactions costs include repairs, property insurance and closing costs.  So it is also not just the monthly mortgage expense to consider but also utilities (electric, water & gas), garbage, internet,​ cable etc.​ The length of time​ you have lived in your home and,​ if you have been in it for a significant amount of time,​ the condition of your home is very important.

Any improvements you've​ done to update it over the years will increase its value​.  Even if you are looking ahead over the next few years of relocating,​ it is a great objective to keep your home updated.   Being prepared and planning ​will​ allow you to enjoy your home while living there.  

Keep in mind the specifics you desire in your next home like school zones neighborhoods, in a cul-de-sacs or homes with private back yards and homes away from the hustle and bustle of main thoroughfares sometimes are more desirable.

Just an FYI.... With interest rates on a steady upswing, now is the time to get pre-qualified for a home loan.  Brittney Campbell loan officer with Franklin American Mortgage Company and has been with the company for nine years.  She would love to make the pre-qualification process, a smooth one for you.  Call Brittney Campbell, today at 615-778-2664 and I will help you purchase that new home you have been dreaming of.

And always remember....

...."You've Got a Friend in Real Estate"


Jarod Tanksley 615.403.8265

Brentview Realty 615.373.2814