Real Estate Blog

Wednesday, 10 May 2017
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Now is a great time to buy.  Rates are still at record lows and the housing market is not showing a trend of slowing down any time soon.  Three reasons to buy a home today:

1. Buying vs. Renting        

The results of the latest Rent vs. Buy Report from Trulia show that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States. The report reveals that:

“Interest rates have remained low, and even though home prices have appreciated around the country, they haven’t greatly outpaced rental appreciation…Nationally, rates would have to reach 9.1% for renting to be cheaper than buying. Rates haven’t been that high since January of 1995, according to Freddie Mac.”

 

2. Homeownership Could Offer Several Tax Deductions

According to the Tax Policy Center’s Briefing Book -“A citizen's guide to the fascinating (though often complex) elements of the federal Tax System” - there are several tax advantages to homeownership. Here are three:

  1. Homeowners who itemize deductions may reduce their taxable income by deducting any interest paid on a home mortgage.
  2. Homeowners who itemize deductions may also reduce their taxable income by deducting property taxes they pay on their homes.
  3. Taxpayers who sell assets must generally pay capital gains tax on any profits made on the sale.

 

3.  Experts Expect Home Price Appreciation to Continue

Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts, and investment & market strategists about where they believe prices are headed over the next five years. They then average the projections of all 100+ experts into a single number.

Over the next five years, home prices are expected to appreciate 3.22% per year on average and to grow by 17.3% cumulatively, according to Pulsenomics’ most recent Home Price Expectation Survey.

 

What does all of this mean?  Buying a home now is setting you up for financial gain in the future.  Call or email today to see what we can get you pre-approved for. Brittney Campbell with Franklin American Mortgage 615.491.4744 bcampbell@franklinamerican.com

 

Being Pre-approved before making an offer is a must in todays Sellers market. There are many components to buying your next home. Brittney and I are here to help you from the first step of the process to the last.  Let's get together soon and talk about your future plans.

 

"You've Got a Friend in Real Estate"


Jarod Tanksley 615.403.8265
www.BrentwoodandBeyond.com
Brentview Realty  615.373.2814

 

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Posted on 05/10/2017 7:34 AM by Jarod Tanksley
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Thursday, 04 May 2017
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 The time is finally here for the big move.  You find your dream home and it is yours. I am going to try to help you feel more comfortable about all you need to do to make this change go smoothly, from selecting the moving company to making this home really yours.


It just makes good sense to get more than one estimate.  Research tells us three is the magic number.  Another good idea is to have the moving company representative come to your home and do your estimate.  A great moving company will have many ideas and suggestions for you for your move.   Apparently research has also shown us  taking the cheapest quote is not always the way to go .   Make your decision by comparing the service provided and who you believe is going to work best with you and for  you in your move.

 

I have created some helpful items for your move decisions.

 

1. Most of us desire to move on the weekend.  Since everyone feels that way it is easy to see why if you can move on  a weekday you will save money on your move. 

 

2. Packing can be an emotional time.  It is better to leave the packing to the professionals.  They won't become emotional about the items they are packing.  For instance, packing a yearbook from high school you are tempted to  sit down to reminisce about the good ole days.  

 

3.Anything that won't fit in your new home or that you have decided to replace needs to go now.  You can sell on a buy sell trade site or just toss the item.  Another idea would be to donate to an organization like Goodwill. 

 

4. No need to purchase boxes.  There are lots of avenues to get your boxes.  Grocery stores, liquor stores and fast food restaurants have great boxes as well.  Sometimes the best way to get boxes is from your moving company, as a part of the moving package deal.  Many times that will be a requirement to insure your items arrive safely and in tact. 

 

Let's face it, moving is stressful.  Keep your eye on the prize. After all a new home is so exciting!   By following these suggestions you can at least be prepared and take some of the stress out of the move.   

 

"You've Got a Friend in Real Estate"
Jarod Tanksley 615.403.8265
www.BrentwoodandBeyond.com
Brentview Realty  615.373.2814

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Posted on 05/04/2017 8:33 AM by Jarod Tanksley
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