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Monday, 01 July 2013
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How Williamson County Schools increase the value of your home

For those of us who have worked in Brentwood, Tenn., real estate for many years, we know that a major draw to this area is the outstanding reputation in education. With school starting in a matter of weeks, it’s not too late to realize how a great school system adds to the value of your home.

As you consider your move to or within the Nashville area, you can be sure that almost every neighborhood in Williamson county feeds into a high-scoring elementary, middle, and high school.

U.S. News recently ranked all high schools in the nation and then broke down the results by state. Out of the 95 counties in Tennnessee, 5 of the top 20 high schools and 11 of the top 20 elementary schools are in Williamson County. Overall, Williamson County students ranked higher than the state and national average on TCAP scores and ACT scores. They are consistently ranked as the highest achieving district in the state based on TCAP scores, subject proficiency, and college readiness.

With an average of 20:1 student/teacher ratios in each classroom, before and/or after programs in all elementary schools, and outstanding teachers, you can see why more than 800 new students move to Williamson County schools every year.

If you are considering moving into the Brentwood, Tenn., area and don’t have school-age children, then consider that Williamson County homes hold their values better because of the number of families who move here and stay here for the great schools. This will help hold and increase your home's equity and resale value!

Contact me at 615-373-2814 (office) or 615-403-8265 today so I can get you into a great home in the best county in Tennessee!

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Posted on 07/01/2013 2:11 PM by Jarod
Thursday, 27 June 2013
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Rates are going up, but how does that affect your house-buying timeline?

Today I called in another kind of real-estate expert to answer this question: loan officer Todd Wiggins. Here is his explanation and advice for the current Brentwood, Tenn., real-estate market:

Many of you have heard that interest rates have taken a quick, big jump up. Ask those who have purchased a home or refinanced in the last year and they most likely have a 30-year fixed rate in the 3% range or a 15-year fixed in the high 2’s. Those rates have jumped up into the 4’s and 3’s respectively during the past two months. I’ll spare you the technical details as to how this happened, but I will tell you that a stronger economy and the Federal Reserve’s talk of tapering their bond buying program have caused the markets to move dramatically. (I’ve even heard this movement described as “violent.”) 

I’ve had several of my own clients who have been shopping for their next home ask if the rates will come back down, and while I don’t have that magical crystal ball, the best advice I can give a potential buyer is not to hold out for rates to go back into the 3’s again. I’ve always felt that the best time to buy is when “you are ready.” We can’t even be certain that rates will stay where they are now. “Volatility” is a word I hear daily.

While rates may be uncertain, the appeal of owning a home has not changed. Rents certainly aren’t getting any cheaper and anyone who owns a home and is in the market for a new home is likely not at a rate lower than what is available even now. Newly constructed homes are loaded with features and are energy efficient. Homes in good school zones will always have their appeal. There are plenty of reasons to buy a home. If you are thinking about buying, my recommendation is that you consult a loan officer and find out what is possible and what your specific options are. Create a roadmap to your next home. Find your best price point, how much you need to “get in” and what it takes to “stay in” and go see what is out there.

While rates are up from their all-time lows, consider the all-time highs. The chart below shows where rates have been for the past forty-two years. As you can see, things aren’t so bad after all. The housing market is rebounding, the economy is picking up, and your next home is out there waiting for you.

Todd Wiggins
Loan Officer, NMLS 211744
First Community Mortgage
615-964-6714
todd@toddthelender.com
http://www.thelenderofchoice.com

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Posted on 06/27/2013 3:44 PM by Jarod
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