Real Estate Blog

Tuesday, 08 October 2013
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Don’t let that buyer drive away!  

Perspective buyers often get their first impression of your home from an online photo or driving through desirable neighborhoods. Not only here in Brentwood, Tenn., but also nationally, 90 percent of home buyers searched online during their home buying process, according to the National Association of Realtors®. What buyers see on the outside is a large factor in whether or not they desire to see the inside. It affects the perceived value of your home and can drastically hurt your home's chances of being shown.  Don’t become complacent and think that buyers have the vision needed to see your house in its best light if it needs major TLC. Also keep in mind that many of the people who say they would consider a fixer-upper quickly change their minds when real-life estimates for repairs are recognized.

Now that autumn leaves are starting to fall, here are some things to keep in mind:

Curb Appeal Do’s:

  • Siding & Trim – Eliminate any mold or fungus growing on siding or trim by thoroughly washing with a power washer.
  • Trim & Windows – Scrape, sand, and paint any pealing paint.
  • Gutters – Repair fallen gutters and clean out all leaves and limbs.
  • Chimney & Roof – Inspect and repair both to ensure there are no trouble spots with missing shingles or loose mortar in the bricks. Serious problems give buyers more negotiating power.
  • Front Door – Make it look inviting with a fresh coat of paint and updated hardware.
  • Lighting – Check all exterior lights and replace bulbs. Go a step further and add landscaping lighting to highlight flower beds, trees, and architecture.
  • Mailbox – Changing the mailbox from a deteriorated, wobbly, or faded box dramatically improves the appearance and can cost as little as $40 – $50.
  • Storage Building(s) – Clean it up, toss out the trash, and show off to buyers what an asset it is to the property.
  • Outdoor Features – Proper maintenance of pools and outdoor living spaces ease the buyer’s mind that they aren’t walking into a potential hidden repair nightmare.
  • Garage Doors – Do all maintenance early, and clean and repair any broken glass.
  • Trees, Bushes, & Flower Beds – Keeping everything trimmed and neat is key, but you can really draw in the views of your home if you take it up a notch with the best fall plants. I'll go in-depth on options and tips for your yard in the next post, so check it out!  
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Posted on 10/08/2013 11:04 PM by Jarod
Friday, 04 October 2013
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Protecting Your Property Purchase

Home closings are known for their endless signatures and sometimes confusing legal documents, but in my professional opinion, title insurance is one of those documents that you need to make sure is in your stack. The title search will remove any doubt about current liens against the property, including back taxes and HOA dues. If the title policy cannot be issued cleanly without possible claims against the current owners, the buyer’s lender will not issue the loan to close the sale. 

Public record searches done on your own are not enough, because there are many things that cannot be found in public records. According to attorney Deanie Gregory at Greater Nashville Title & Closing Co., here are just a few of the possible troubles you could encounter after buying a home:

• False impersonation of the true landowner
• Undisclosed heirs
• Improperly recorded legal documents
• State inheritance and gift tax liens
• Errors in tax records
• Rights of divorced parties
• Utility easements
• Lack of jurisdiction or competency of persons in judicial proceedings

Title insurance is legal protection if any of these issues should occur so that no one can come and take your property from you. It will take care of you in the case of a lawsuit, and it will reimburse you based on any losses incurred, depending on your amount of coverage.

It’s important to note that title insurance is just as important with a new construction purchase as it is with an existing home purchase. According to Deanie Gregory, from the minute construction starts on your home, each person in the building process will have lien rights attached to your home, and you need the protection that title insurance offers.

So, whom can you trust in this decision? The seller/builder is sometimes reluctant to mention title insurance because they are traditionally the ones who pay for it. But, that can be negotiated by you and your agent into the closing. Trust your agent to protect you, and trust your mortgage lender when it comes to selecting a reputable title firm. According to law professor Ronald Mann at Bankrate.com, "The lender's interest dovetails with yours in getting these things done well." The lender is guaranteeing a large amount of money based on the assurance that the property you're using as collateral is really yours. You can also research the underwriter and title company or attorney online to see what past customers are saying about their services.

Contact me so I can help you through the entire home-buying process. I want you to have a great experience and I want you to be legally protected.

If you would like more information about Greater Nashville Title & Closing Co., contact:
Deanie L. Gregory, Attorney-at-Law
Greater Nashville Title & Closing Co. 
200 Madison Street
Madison, TN 37115
615-865-1470 (phone)
615-865-1394 (fax)

 

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Posted on 10/04/2013 6:04 PM by Jarod
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